Terms and Conditions
Introduction to Terms of Service
These Terms and Conditions ("Terms") govern your use of the Orivelanthos website and financial planning subscription services. By accessing or using our services, you agree to be bound by these Terms.
I agree to the Terms & Conditions and Privacy Policy
Definitions
For the purpose of these Terms, the following definitions apply
- Service: Refers to the financial planning consultations and related services provided by Orivelanthos
- User/Client: Any person who accesses or uses our website or subscribes to our services
- Content: All information, materials, and resources available through our website and services
- Agreement: These Terms and Conditions, along with our Privacy Policy and any other applicable policies
Use of Our Services
Your use of our services is subject to the following conditions
Eligibility
You must be at least 18 years old and legally capable of entering into binding contracts to use our services
18+ only
User Responsibilities
As a user of our services, you agree to
- Provide accurate and complete information
- Maintain the confidentiality of your account credentials
- Use the services for lawful purposes only
- Respect the intellectual property rights of Orivelanthos and third parties
- Comply with all applicable laws and regulations
Prohibited Uses
You may not use our services for any of the following purposes
- Any unlawful activity or to solicit others to perform unlawful acts
- Violating any international, federal, provincial, or local laws or regulations
- Transmitting or procuring the sending of any advertising or promotional material without our consent
- Impersonating or attempting to impersonate Orivelanthos, a Orivelanthos employee, another user, or any other person
- Using our services in any way that could disable, overburden, damage, or impair our website
Intellectual Property
The service and its original content, features, and functionality are and will remain the exclusive property of Orivelanthos and its licensors
You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any of our content without express written permission
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of our services, to understand our practices Privacy Policy
Disclaimers
Our services are provided on an "as is" and "as available" basis without any representations or warranties of any kind
We disclaim all warranties, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, and non-infringement
Individual results may vary based on personal circumstances, market conditions, and implementation of guidance
Limitation of Liability
To the maximum extent permitted by applicable law, Orivelanthos and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages
Our total liability to you for all claims relating to the service shall not exceed the amount you paid for the service during the 12 months preceding the claim
Indemnification
You agree to defend, indemnify, and hold harmless Orivelanthos and its affiliates from any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of our services
Termination
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including breach of these Terms
Upon termination, your right to use the services will cease immediately, and we may delete your account and data
Dispute Resolution
Any disputes arising from these Terms or use of our services will be resolved through the following process
Arbitration
Any disputes will be resolved through binding arbitration in accordance with the rules of the Malaysian Arbitration Centre
The arbitration will be conducted in English and take place in Kuala Lumpur, Malaysia
Alternative Dispute Resolution
Before resorting to arbitration, we encourage you to contact us directly to resolve any disputes
You may also use online dispute resolution platforms available in your jurisdiction Bank Negara Malaysia Consumer Portal
Governing Law
These Terms shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of law provisions
Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect
Entire Agreement
These Terms constitute the entire agreement between you and Orivelanthos regarding the use of our services, superseding any prior agreements
Changes to Terms
We reserve the right to modify these Terms at any time. We will notify users of any material changes by email or through our website
Your continued use of our services after changes become effective constitutes acceptance of the new Terms
Contact Information
If you have any questions about these Terms, please contact us
Last updated: July 23, 2025
Version 2.1